Insurance claims

We Work With All Florida Insurance Companies

Let us handle the paperwork. In most cases, your windshield repair or replacement is fully covered — at zero cost to you.

Florida Statute 627.7288:Comprehensive coverage = $0 deductible on windshield repair in Florida

Florida Law Protects You

Under Florida Statute 627.7288, all comprehensive auto insurance policies in Florida must cover windshield repair and replacement with no deductible. That means if you have comprehensive coverage, your windshield repair is completely free — no out-of-pocket cost, no hassle.

How the Insurance Process Works

We make it simple. You call us, we handle the rest.

01

Call or Request a Quote

Contact us by phone or through our quote form. Tell us your insurance provider and vehicle information.

02

We Contact Your Insurer

We call your insurance company directly, file the claim on your behalf, and confirm coverage — no paperwork for you.

03

Schedule Your Appointment

We come to your home, office, or any location in South Florida at a time that works for you.

04

Service Completed

Our certified technician completes the repair or replacement. We handle all documentation and billing with your insurer.

Repair vs. Replacement — What Does Insurance Cover?

Windshield Repair

Small chips and cracks (under 6 inches) are typically repaired. Under Florida law, repair is covered 100% with no deductible on comprehensive policies.

  • No deductible — $0 out of pocket
  • Does not raise your premium
  • Completed in 30–45 minutes
  • Covered by all Florida comprehensive policies

Windshield Replacement

Full replacement is covered under comprehensive insurance. Deductible may apply depending on your policy. We'll confirm your coverage before any work begins.

  • Covered under comprehensive insurance
  • Deductible may apply — we'll verify first
  • OEM and OEE glass options available
  • ADAS recalibration included when required

We Work With All Florida Insurance Companies

Including but not limited to:

State Farm
GEICO
Progressive
Allstate
USAA
Farmers
Liberty Mutual
Nationwide
Travelers
AAA
Citizens
Universal Property
Florida Peninsula
Safepoint
Slide Insurance
Heritage Insurance

Don't see your insurer? We work with all Florida-licensed insurance companies. Call us and we'll verify your coverage.

Frequently Asked Questions

Ready to File Your Claim?

Call us now or request a quote online. We'll verify your coverage and schedule your service — at no cost to you.